If you’ve ever wondered what your credit score is and how to improve it this is the video for you. Credit scores are used widely in the financial industry and give lenders an insight into how we act when we’re given credit in all of it’s forms. In New Zealand we also look at how well we pay bills on time and if your bank accounts are kept within their agreed upon limits. Improving your credit score isn’t necessarily hard, but it does take some budgeting skill and patience.