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When applying for your first home loan, some banks are accepting deposits as low as 5%. Deposits can be made up from many sources including cash savings, KiwiSaver, First Home Grants (provided you qualify) and gifts.
With access to our wide panel of lenders we can ensure great rates and loan terms which best suit your personal needs.
We understand that keeping up with the property market can be challenging at times therefore we can help you to obtain a pre-approval which gives you certainty knowing exactly how much you can spend on your new property.
Financial advice is similar to learning to walk: initially challenging, but once mastered, it enables you to sprint towards your goals. Our mission is to enhance our clients’ financial future and understanding. Typically, purchasing a first home triggers the need for financial advice, often marking the first interaction with an adviser regarding home loans, insurance, or KiwiSaver.
If you have been a member of KiwiSaver for at least three years you may be eligible to use your KiwiSaver as part of your deposit and may also be eligible to receive the First Home Grant. If eligible for the First Home Grant you can receive up to $10,000 per person to go towards your first home deposit.
At 9 Yards Financial Services, we understand that the journey to homeownership is a significant step, especially for first-time buyers. Here’s why choosing us as your trusted mortgage advisers is the smart decision:
Mitch and the team at 9 Yards were excellent in both advising me in preparation and then supporting me through the purchase phase of my new home (which took 5 attempts before we were successful). They were professional, knowledgeable and extremely helpful throughout.
Dealing with Mitch was easy. He is upfront and no surprises. Wouldn’t hesitate to recommend
While we have always used our usual bank for business loans to purchase new equipment in the past, nowadays you can’t get an appointment to see anyone for weeks. So helpful when you have to buy something that’s needed urgently! We will continue to use 9yards in the future, and highly recommend them to others. Thanks Mitch and Jonathan.
My partner and I were supported by Jonathan to secure our mortgage for our first home and all necessary insurances. The support was invaluable. Jonathan and his team were approachable, patient and clear throughout. We thoroughly enjoyed what is typically a stressful process and learnt plenty from their shared knowledge. We will continue to work with 9yards and recommend others to do so.
Mitch and Jonathan are very professional and lovely people. They worked with me from day one and they kept posted with all updates. Best communication, work and personality 👍👍👍
mbarking on the path to homeownership has never been this straightforward. At 9 Yards Financial Services, we’re here to turn your dream of owning your first home into a reality. Take the next step today with our expert guidance and personalized solutions.