When applying for your first home loan, some banks are accepting deposits as low as 5%. Deposits can be made up from many sources including cash savings, KiwiSaver, First Home Grants (provided you qualify) and gifts.

With access to our wide panel of lenders we can ensure great rates and loan terms which best suit your personal needs.

We understand that keeping up with the property market can be challenging at times therefore we can help you to obtain a pre-approval which gives you certainty knowing exactly how much you can spend on your new property.

Financial advice is similar to learning to walk: initially challenging, but once mastered, it enables you to sprint towards your goals. Our mission is to enhance our clients’ financial future and understanding. Typically, purchasing a first home triggers the need for financial advice, often marking the first interaction with an adviser regarding home loans, insurance, or KiwiSaver.

If you have been a member of KiwiSaver for at least three years you may be eligible to use your KiwiSaver as part of your deposit and may also be eligible to receive the First Home Grant. If eligible for the First Home Grant you can receive up to $10,000 per person to go towards your first home deposit.