Why Kiwis Are Refinancing Right Now

The cost of living is not slowing down but your mortgage should not hold you back.

  • 1.25% Cash In Your Pocket On a $500,000 mortgage, that is $6,250 cash back to you. Bills, renovations, savings, your money, your choice.
  • Ease The Cost Of Living Squeeze Grocery bills, power, insurance, everything is going up. This gives you real breathing room.
  • Competitive Rates Nationwide We work with a wide panel of lenders across NZ. Auckland, Wellington, Christchurch, wherever you are.
  • Our Service Is Completely Free We are paid by the lender, not by you. Expert advice, better rates, and cash back without spending a cent.

How Does The 1.25% Cash Contribution Work?

It is simple. When you refinance your home loan through 9 Yards Financial Services, you receive a cash contribution of 1.25% of your loan amount, paid directly to you.

Step 1

Get In Touch

Fill out the form or give us a call.

Step 2

We Find A Better Deal

Our team compares options across multiple lenders.

Step 3

Cash In Your Account

Once your refinance settles, the cash hits your account.

Available nationwide. Does not apply to first home buyer combo products.

What Could You Do With Your Cash Back?

  • $400,000 loan = $5,000 cash back
  • $500,000 loan = $6,250 cash back
  • $600,000 loan = $7,500 cash back
  • $750,000 loan = $9,375 cash back
  • $1,000,000 loan = $12,500 cash back

Whether it goes toward paying down debt, covering bills, home improvements, or building your savings, it is your money, your choice.

Am I Eligible?

If you currently have a home loan with any bank or lender in New Zealand, chances are you qualify:

  • You have an existing mortgage with another lender
  • You are looking to refinance to a new lender
  • Your property is located anywhere in New Zealand
  • Available on most loan types

Note: Does not apply to first home buyer combo products. All lending subject to lender approval and responsible lending criteria.

Ready To Get Cash Back On Your Mortgage?

Fill out the form below and one of our advisers will be in touch to see how much cash you could pocket.